Checking Account in Las Vegas | CCCU | 702-228-2228

Checking Accounts 

We have a checking account that fits your lifestyle - Bonus Checking or Essential Checking!

All new CCCU membership checking accounts require a $50 deposit into a savings account that remains on deposit while your account is open, and a $50 minimum opening deposit for any checking account.

Somebody's making money off your checking account. Shouldn't it be you?®

Have any questions?  Call us at 702-228-2228, option 3.

Apply Online 



Bonus Checking

We want to protect your finances, save you money on everyday purchases, and give you peace of mind to enjoy your life - it's simple with Bonus Checking. 

For a fee of $5.95 a month, you will receive these amazing products for your daily use:

  • Bonus Interest1
  • IDProtect
    • Identity Theft Monitoring and Resolution Service
      • Better protect yourself with IDProtect identity theft monitoring and resolution service2, that includes credit file monitoring3 with automated alerts of changes to your Experian credit report, ability to request a single-bureau report and score4 every six months2,  identity monitoring, and up to $10,000 in identity theft expense reimbursement5, and more. (Some of the benefits with IDProtect require registration/activation.)
  • Up to $10,000 of 24-hour Accidental Death & Dismemberment Insurance5 
    • (Coverage divides equally on joint accounts and reduces by 50% at age 70)
  • Cellular Telephone Protection5
    • Receive up to $400 of replacement or repair costs if your cell phone is stolen or damaged in the U.S. and abroad. (Cellular telephone bill must be paid using your Bonus Checking account.)
  • Debit Advantage®
    • Buyer's Protection5 and Extended Warranty5 (Item(s) must be purchased entirely with your Bonus Checking account).
  • Health Discount Savings
    • Enjoy savings on vision, prescriptions and dental services. 
    • This is NOT insurance. (Registration/activation required.)
  • $hopping Rewards™
    • Shop online using our customized shopping portal and receive cash back. Your cash back will be held in your $hopping Rewards™ account to use towards future purchases or conveniently sent to you as a check. 
    • (Registration/activation required; Available online only.)
  • Travel and Leisure Discounts 
    • Money-saving discounts from thousands of local and national businesses - redeem and print coupons online or access discounts from your mobile device. (Available online only). 
  • Debit Card
  • Online Banking and Bill Pay
  • Remote Check Deposit
  • Monthly eStatements
  • Mobile Banking

Already have Bonus Checking? Access your benefits here

1 Up to $25,000 balance eligible to 1% rate bonus. Additional balances eligible to current posted rate. Must have $1k or more in direct deposit(s), receive e-statements, have a valid email on file with CCCU, and 15 Point of Sale debit card transactions to receive rate bonus.
2 Benefits are available to personal checking account owner(s), their joint account owners and their eligible family members subject to the terms and conditions for applicable Benefits. Some Benefits require authentication, registration and/or activation. Benefits are not available to a "signer" on the account who is not an account owner or to businesses, clubs, trusts, organizations and/or churches and their members, or schools and their employees/students. Family includes: Spouse, persons qualifying as domestic partner, and children under 25 years of age and parent(s) of the account holder who are residents of the same household.
3 Credit file monitoring may take several days to begin following activation.
4 Credit score is a Vantage Score 3.0 based on Experian data. Third parties may use a different type of credit score to assess your creditworthiness.
5 Special Program Notes: The descriptions herein are summaries only and do not include all terms, conditions and exclusions of the Benefits described. Please refer to the actual Guide of Benefit and/or insurance documents for complete details of coverage and exclusions. Coverage is provided through the company named in the Guide of Benefit or on the certificate of insurance.
Insurance Products are not insured by ASI or any Federal Government Agency; not a deposit of or guaranteed by the credit union or any credit union affiliate.

Essential Checking 

Prefer another option? Our members can qualify for our free Essential Checking account and receive benefits like:

  • Debit Card
  • Online Banking and Bill Pay
  • Remote Check Deposits 
  • Monthly eStatements
  • Mobile Banking

The $4.95 monthly fee is waived if the primary account holder is under 26 or over 65.

Essential Checking is also free for members who meet the following criteria:

  • Have $1,000 or more in direct deposits OR 15 debit card transactions each month
  • Receive eStatements (using a valid email)

CheckAgain® - 2nd Chance Checking

With a $12 monthly fee, you receive full teller and phone center access, free online and mobile banking, free debit cards and free monthly e-Statements. After 12 months of approved activity, contact CCCU to upgrade your account to our Essential or Bonus Checking options (see above for account descriptions).

Note: Other optional service fees may apply; Bill Pay not available with Check Again accounts. See Fee Schedule for full details. 

All new CCCU membership checking accounts require a $50 deposit into a savings account that remains on deposit while your account is open, and a $50 minimum opening deposit for any checking account.


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