Auto Loans

Auto Loans

• Low rates and flexible terms.
• Get pre-approved before shopping, so you know your loan amount, interest rate and term.
• Fast local loan decisions.
• 45 days no payment.

First Time Auto Buyer Program

Get started on the right foot. Call us first before you go car shopping. A CCCU Financial Service Representative will pre-qualify you for a loan amount and rate combination that will fit your lifestyle.

• Never financed a vehicle before.
• Introductory rate for borrowers with limited credit history.
• Established borrowers get best rate possible to match the credit score.
• Standard loan-to-value equals 90%.
• After 12 on-time payments, you are qualified to get a reduced loan rate as reflected by your new credit report.
• No pre-payment penalties.
• No loan application fee.
• Free shopping assistance from the Members Auto Representative – no dealership hassle.
• Eligible for VISA credit card after 12 on-time payments.

Final approval depends on proof of income sufficient for debt service and underwriter approval. Co-borrowers accepted. Not all applicants will receive approval.
*Annual Percentage Rate

Buy New or Used with Our Auto Specialist!

Looking for your next vehicle? Let our Members Auto specialist handle the dealer negotiations for you. We'll get you into a car in as little as one hour — including paperwork and financing! Our Members Auto Brokerage service is a Nevada state-licensed car dealership, we can sell you your next car while avoiding the entire hassle of the dealership.

Any make, model, option or color - you name it. Plus - trade-ins accepted! New or used, our Members Auto service is a CCCU-owned and operated state licensed automobile dealership and brokerage. Try Members Auto today!

Learn More Browse Inventory

Boat, Motorcycle and RV Loans

CCCU offers great, low rates and flexible terms for boats, motorcycles and RVs - including motor homes, travel trailers, OHVs, and trailers.

• Fast and local loan decisions.
• RV loans for boats, motorhomes, travel trailers, tent trailers, and motorcycles.
• Buy from a private party or from local dealers.

Apply Online

Loan Modifications

We know life can be challenging, and we are proud to offer you loan extension options for your current CCCU auto loan. Please contact Service at 702-228-2228 option 3, to complete the process between 10 AM and 4 PM, Monday through Friday.