Auto Loan in Las Vegas | 702-228-2228 | CCCU

Auto Loans

Somebody's making money off your car loan. Shouldn't it be you?®

  • Low rates and better payments.
  • Flexible terms and quick loan decisions.
  • Plus, when there is a bonus dividend, your loan will earn cash back!
  • Enjoy value, convenience and savings when your auto loan comes from CCCU.

Rates as Low as 3.24% APR*
Get the Car You Want

 
 

Your auto specialists. We sell cars! Yes - we really sell cars.

Because our Members Auto Brokerage service is a Nevada state-licensed car dealership, we actually can sell you your next car. New or used. Trade-ins accepted. Loan and insurance - top to bottom. At last, you can avoid the entire hassle.

 

View Members Auto WebsiteBROWSE INVENTORY

Get Started

Call

Call us at (702) 228-2228, option 1

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Auto Loans

  • Low rates and flexible terms.
  • Get pre-approved before shopping, so you know your loan amount, interest rate and term.
  • Fast local loan decisions.

Buy New or Used

Looking for your next vehicle? Let our Members Auto specialist handle the dealer negotiations for you. We'll get you into a car in as little as one hour — including paperwork and financing!

Any make, model, option or color - you name it. Plus - trade-ins accepted! New or used, our Members Auto service is a state licensed automobile dealership and brokerage. Make your purchase and then take delivery at a CCCU branch in as little as one hour.

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Loan Modifications

We are here for you during this challenging time, and are proud to offer you loan extension options for your current CCCU auto loan. Please contact Service at 702-228-2228 option 3, to complete the process between 10 AM and 4 PM, Monday through Friday. 

Boat, Motorcycle and RV Loans

CCCU offers great, low rates and flexible terms for boats, motorcycles and RVs - including motor homes, travel trailers, OHVs, and trailers.

  • Fast and local loan decisions.
  • RV loans for boats, motorhomes, travel trailers, tent trailers, and motorcycles.
  • Buy from a private party or from local dealers.

First Time Auto Buyer Program

Get started on the right foot. Call us first before you go car shopping. A CCCU Financial Service Representative will pre-qualify you for a loan amount and rate combination that will fit your lifestyle.

  • Never financed a vehicle before.
  • Introductory rate for borrowers with limited credit history.
  • Established borrowers get best rate possible to match the credit score.
  • Standard loan-to-value equals 90% (10% down payment).
  • After 12 on-time payments, you are qualified to get a reduced loan rate as reflected by your new credit report.
  • No pre-payment penalties.
  • No loan application fee.
  • Free shopping assistance from the Members Auto Representative – no dealership hassle.
  • Eligible for VISA credit card after 12 on-time payments.

Final approval depends on proof of income sufficient for debt service and underwriter approval. Co-borrowers accepted. Not all applicants will receive approval.

*Annual Percentage Rate

Additional Loan Coverage

These products ensure that when life throws you a curve ball, you can overcome it with confidence.

 

Guaranteed Asset Protection (GAP)

Is Your Vehicle Investment Protected?

According to CARFAX, new vehicles lose about 45% of their value within three years, and about 60% of their total value within five due to depreciation.

In the event your vehicle is declared a total loss after an accident or theft, it’s likely the standard insurance policy will fall short in covering your entire loan balance. In fact, if the average new car owner has their vehicle stolen or damaged beyond repair, they could still owe thousands of dollars after their insurance settlement.

To protect yourself from a financial loss, move beyond the industry standard with coverage that’ll benefit you through your entire loan term. GAP can pay up to the remaining balance of your auto loan after an insurance payout—protecting you from a financial loss.

In most cases, GAP will make up the difference between what your insurance policy covers and the amount you still owe. So, instead of paying off a substantial loan balance for a vehicle you can no longer drive, you could be relieved from your remaining loan balance.

Give yourself peace of mind knowing your auto loan won’t be a burden if an unexpected accident or theft occurs.

To learn more, call your loan officer or service representative today!

Your purchase of GAP is optional. Whether or not you purchase GAP will not affect your application for credit or the terms of any existing credit agreement you have with the financial institution. There are eligibility requirements, conditions, and exclusions that could prevent you from receiving benefits under GAP. You should carefully read the contract for a full explanation of the terms.

Major Mechanical Protection (MMP)

Make the Most Out of Your Vehicle Investment

Whether you plan on selling your vehicle after a few years or plan on driving it for many years to come, you may find yourself eventually dealing with a repair or breakdown. And with the rising cost of labor and parts, you could find yourself dealing with high out-of-pocket expenses.

With Major Mechanical Protection (MMP), you can protect yourself from costly repairs and enjoy your vehicle longer. The total cost of MMP is often far less than the cost of a single repair! Pay for this protection once, and in most cases you will not have to pay anything more than a small deductible should a breakdown occur.

Your coverage may include all or some of the following benefits*:

  • Comprehensive repair coverage
  • 24-hour roadside assistance
  • Lost key and lockout assistance
  • Emergency tire repair
  • Rental car reimbursement
  • Trip interruption expense reimbursement
  • Flexibility when getting repairs done — can be used at most licensed repair facilities
  • MMP transfers to a new owner, which adds to the resale value of your vehicle

*coverages vary

Protect yourself for the road ahead— to learn more about MMP, call your loan officer or service representative today!

Payment Protection

As a result of unexpected illness, injury, or death eliminating their ability to earn a paycheck, even the most responsible person can be hit with bills they can’t pay, damage to their credit score, and even repossessions.

When you add Payment Protection to your loan1, you minimize the impact of the unexpected. In most cases, Payment Protection can:

  • Eliminate all or part of your remaining loan balance
  • Protect your credit rating as loan payment obligations are made on your behalf
  • Prevent late fees
  • Create financial security for your family
  • Free-up extra cash when it’s needed most

Payment Protection is affordable, it may cover both you and your co-borrower, and it is a part of your regular payment—giving you one less thing to worry about.

To learn more about Payment Protection, contact your loan officer or service representative today!

1Payment Protection may be available for personal credit cards, auto loans, personal consumer loans, and home equity loans.
Your purchase of Payment Protection is optional. Whether or not you purchase Payment Protection will not affect your application for credit or the terms of any existing credit agreement you have with the financial institution. There are eligibility requirements, conditions, and exclusions that could prevent you from receiving benefits under Payment Protection. You should carefully read the contract for a full explanation of the terms.

To Get Start Call Us at:
702-228-2228, Option 3

Need to File a Claim?

To begin the claims process, please follow these steps: 

1. Download, fill-out and sign the claim packet that corresponds with the claim you are wanting to file: 

2. Use our claims portal to submit your account information and upload your claims packet: 

Claims Portal

If any additional documentation needs to be submitted for your claim, please email it to PaymentProtectionClaims@swbc.com or fax it to 210-525-147. For any questions please call 1(800) 527-0066 x17205.

 

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