Business Banking Fee Schedule

Checking Products

Checking Products FeesSimple
Checking		Essential
Checking		Premier
Checking		Elite
Checking		Secondary
Checking*		IOLTA**
Required Minimum Average Daily Balance $0 $10,000 $50,000 $100,000 $0 $0
Below Minimum Average Daily Balance Fee $0 $10 $15 $20 $0 $0
Cash Deposit Allowance $5,000 $10,000 $20,000 $30,000 $0 $0
Cash Deposit Excessive Activity $0.35 per $100 deposited $0.30 per $100 deposited $0.25 per $100 deposited $0.20 per $100 deposited $0.35 per $100 deposited -
Check Deposit Allowance 50 100 150 300 0 -
Check Deposit Excessive Activity $0.50 per check $0.40 per check $0.30 per check $0.20 per check $0.50 per check -
Checks Clearing Allowance 50 100 150 300 150 -
Checks Clearing Excessive Activity $0.50 per item $0.40 per item $0.30 per item $0.20 per item $0.30 per item -
Teller Transaction Fee $5 $0 $0 $0 $0 $0

Savings Products

Savings Products Fees

Membership

Savings

Secondary
Savings		Money Market
Savings
Required Minimum Average Daily Balance $50 $1,000 $25,000
Below Minimum Average Daily Balance Fee $5 $20 $25
Cash Deposit Allowance $10,000 $10,000 $20,000
Cash Deposit Excessive Activity $0.50 per $100 deposited $0.50 per $100 deposited $0.50 per $100 deposited
Check Deposit Allowance 5 5 5
Check Deposit Excessive Activity $0.50 per check $0.50 per check $0.50 per check
ACH Clearing Allowance 5 5 5
ACH Clearing Excessive Activity $0.50 per item $0.40 per item $0.30 per item
Transaction Fees at Analysis+
Cash Purchase (per strap) $1.50
Coin Purchase (per roll) $0.15
Coin Machine (per deposit) $0.0.3 per $1 or $8 per Standard Bag
Official Check (per check) 2 free per membership/$2 per check after
Replacement Debit or Credit Card $5 (Elite Checking Free)
Replacement Custom Card $7.50
Research (per hour) $30
Return Deposit (per presentment) $12
Scan Check Service (monthly) $30
Statement / Draft Copy (per copy) $2
Stop Payment (per ACH or draft) $15 Single or Range
Transaction Fees at Time of Service
ACH Origination (per item) $0.10
Checking Cashing Fee (non-member)** $5
Dormant Membership (per account, monthly) $5
Garnishment or Levies Research $125
Non CCCU ATM Use (per transaction) $1
Non Sufficient or Uncollected Funds (NSF / UCF) $28
Wire Transfer Outgoing (domestic only) $25

* Secondary Account is intended to be a non-operating account only, i.e. ACH, payroll etc.

**IOLTA Accounts subject to additional review and approval.

*** Fees for non-members exchanging and / or cashing CCCU checks.

+ Analysis fees will be aggregated and charged at monthly statement cycle.